Vendor Handbook
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Vendor Resources
This is a list of resources that may be helpful in getting started with Farmers Markets. Click on the links below for more information about the Market. In addition, see Insurance information below...
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Farm Direct Marketing information including direct sales at farmers markets, roadside stands, farm, agri-tourism, on-farm events, direct marketing for consumers, and requirements for specific commodities |
INSURANCE INFORMATION
ALL VENDORS are required to carry a minimum of $1 million dollar liability policy. This is to protect the vendor and the market as a whole. Unfortunately, the market liability insurance cannot extend protection to vendor incident or products.
Some vendors are simply adding coverage onto their homeowners’ policy; however, many carriers do not allow that. Prices will vary depending upon your product. For those with arts & crafts, the price should be no more than $350 per year.
- Product Liability – covers claims related to the product the producer sells (i.e. typically includes fruits, vegetables, eggs, soaps, lotions, processed/prepared food, etc.).
- General Liability – covers claims that are not product related (i.e. shopper sues you because they trip over the bungee cord that ties down your tent and needs stitches).
Here are a few tips when shopping for coverage – you are encouraged to shop around and be very clear with the person you are speaking with about what products you want covered.
- Does the policy cover temporary structure (tent)?
- What types of products/incidents are covered?
- For example: a guest trips and falls in your booth. What kind of medical coverage do you have?
- Or: on a windy day your booth blows over into another vendor’s booth and damages their product. Is there coverage for their product?
- What types of incidents are not covered?
- Does my liability coverage extend to only 1 market, or to all markets I attend?
- Does my coverage extend to my employees & representatives and their actions?
Below is a list of resources other vendors have shared with us:
Artist and Craft Show Liability www.actinsurance.com
Pacific Risk Management 503-399-2100 Raelle DuBois
Farmers Insurance 503-399-0055 Hollie Vanek
503-393-6612 Brandon Bay
Huggins Insurance 503-585-2211
Mutual of Enumclaw 503-981-3841 Brown Insurance Agency
State Farm Insurance (Keizer) 503-390-1069 Cari Cook
